Send payments
Securely pay supplier invoices, transfer funds and pay salaries, all in one place. We meet all your payment needs local, regional and cross border payment options.
Payment solutions
Simplify your financial tasks with our seamless end-to-end payment solutions. Our team of experts is here to help you navigate complex market standards and regulations to support your business needs.
Our payment solutions align with local, regional, and central banking clearing systems, enabling you to accept, process, manage, and make payments all from one platform.
We offer cash management services both in the Nordic region and internationally. We provide a full suite of local payment products, including salary payments, tailored for domestic clearings as well as SEB’s international payment capabilities.
Receive payments
We manage your incoming payments and support your accounts receivables flows via eInvoice and Direct Debit as well as efficient report products for your reconciliation needs.
Instant payments
Make secure payments without any delays while keeping track of your incoming flows. SEB will continuously enhance instant options in the Nordics and EUR transactions across borders to cater to your treasury requirements.
Cross-border payments
For your international business, we support incoming and outgoing payments. Through our branches and network, we offer cross-border payments in multiple currencies in your desired markets, along with regional payments like SEPA.
Verification of Payee – SEPA
Verification of Payee (VoP) is a beneficiary banking details checking service. It is designed to carry out verification on beneficiary name and IBAN (International Bank Account Number) prior to approving and executing a payment. This applies for SEPA and SEPA Instant Payments in the SEPA zone.
The biggest payment transformation in 70 years
With the global adoption of ISO 20020 – a new messaging standard for electronic data interchange between institutions, significant changes in infrastructure have occurred. Allan Kissmeyer, Head of Cash Management, delves into the transition and challenges.
Better payment flows with ISO 20022
ISO 20022 is a global standard that has been introduced to improve payment communication within the financial sector. The aim is to make payments faster, smoother and more secure – both locally and internationally.
Confirmation of Payee, UK
Confirmation of Payee (CoP) is an account and name checking service designed to automatically carry-out verification of beneficiary details prior to executing a payment. The service, which is mandatory for all banks operating in the UK, has been introduced to help reduce fraud and to give you greater confidence when making payments.
Future-proofing Nordic payment infrastructure
The future of payments is complex and it takes the combined expertise of many to create tomorrows solutions. Which is why we collaborate, not only with central banks but also other Nordic banks to enable seamless, borderless payments across the Nordics which remains as our vision.
Solutions for banks
We have an extensive cash management offering for banks and are positioned as one of the largest Nordic currency clearing agents. We also provide treasury services for client banks who wish to use SEB’s FX and MM-products, through SEB markets.
Integration services
We are here to help you seamlessly integrate your financial systems with our digital tools and back-office systems. This provides access to a centralised gateway for global payments, collections, reports and transactions across your markets. By using secure communication methods, along with our global ISO 20022 format.
Contact our experts within cash management
Our dedicated team of experts is here to guide you through the complexities of local market dynamics, finding flexible solutions to streamline your day-to-day operations. Together with you, we will support your expansion across borders and ensure that your global treasury needs are met.