Kreditbetyg
SEB arbetar fortlöpande med att förbättra koncernens kreditbetyg. Det är viktigt eftersom ett högt betyg över tiden innebär lägre upplåningskostnader och fler affärsmöjligheter på kapitalmarknaderna. Följande tabell visar SEB:s aktuella kreditbetyg.
Fitch |
Moody´s |
S&P Global |
|
| Stand-alone rating | aa- (viability rating) | a3 (baseline credit assessment) | A |
| Issuer credit rating |
AA- | Aa3 | A+ |
| Outlook | Stable | Stable | Stable |
| AT1 instruments | BBB+ | Baa3 (hyb) | |
| T2 subordinated debt | A | Baa1 | BBB+ |
| Senior non-preferred debt | AA- | A3 (junior senior) | A- (senior subord) |
| Senior unsecured debt | AA | Aa3 | A+ |
| Deposits | AA/F1+ | Aa3 | A-1 |
| Counterparty rating | AA(dcr) | Aa2/Prime-1 | AA- |
| Counterparty risk assessment | Aa2(cr)-Prime-1(cr) |
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Ratinghistorik
Rating actions 2021
October 2021: Senior unsecured debt and deposits downgraded from Aa2 to Aa3 with Stable outlook following the Swedish resolution authority's proposal to amend its rules on MREL – Moody’s
August 2021: Changed from Negative to Stable outlook reflecting reduced downside risks as the economic recovery in SEB's home markets gathers pace - Fitch
July 2021: Changed from Stable outlook to Negative outlook on senior unsecured debt and upgrade of AT1 instruments from Ba1 to Baa3 - Moody’s
The changes are due to a change in the rating methodology in combination with anticipated lower volumes of senior unsecured funding.
Rating actions 2020
September 2020: Changed from Negative watch to Negative outlook – Fitch
April 2020: Changed from Stable outlook to Negative watch - Fitch
The major Nordic banks were placed on Negative watch to reflect the downside risks to their credit profiles resulting from the economic and financial-market implications of the coronavirus outbreak. The ultimate implications of the pandemic for banks' credit profiles are unclear, but Fitch considers the risks to be skewed to the downside.
Rating actions 2018
May 2018: upgraded to Aa2 – Moody's
Rating actions 2016
May 2016: upgraded to AA- – Fitch
June 2016: upgrade of subordinated and junior subordinated debt – Standard & Poors
Rating actions 2015
December 2015: upgraded to Aa3 – Moody’s
December: Changed outlook to stable – Standard & Poors
Rating actions 2014
June: Outlook upgraded to Positive; Affirms 'A+' Rating – Fitch
Rating actions 2013
November: Affirms Skandinaviska Enskilda Banken at 'A+'; Outlook Stable – Fitch
Rating actions 2012
November: Negative Outlook - Standard & Poor's
The negative outlook on the major Swedish banks reflects S&P's view of weakening economic fundamentals in Sweden and in particular their expectation that the current slowdown may turn into a recession, which would put pressure on the banking sector's financial performance.
May: Moody's reaffirmed long-term rating and stable outlook.
February: Moody’s put 114 European financial institutions on negative watch incl. all Nordic banks. SEB’s short-term rating was affirmed. SEB’s long-term rating on negative watch for a possible one notch downgrade.
Rating actions 2011
December: Upgraded; reaffirmed outlook - Standard & Poor's
Moody´s, June 8
Upgraded the junior subordinated and Tier 1 instrument ratings of SEB to Baa2 (hyb) and Ba1 (hyb), respectively. The upgrade of these junior debt instruments follows an improvement in the
bank's standalone credit strength to Baa1 from Baa2
Rating actions 2010
February: Changed outlook to stable - S&P
June: Changed outlook to stable - Moody's
Rating actions 2009
February: Downgraded - S&P
March: Changed outlook to negative - S&P
April: Downgraded and continued negative outlook - Moody's
June: Reiterated Stable Outlook - Fitch
Rating actions 2008
December: Changed outlook to negative - Moody's
October: Changed outlook to negative - S&P
September: Changed outlook to stable - Moody's
July: Outlook changed to stable - Fitch
Rating actions 2007
February: Upgraded - Moody's
April: Modified upgrade - Moody's
June: Reiterated Positive Outlook – Fitch
July: Positive Outlook - Moody's
Rating actions 2006
October: Upgraded - S&P
July: Positive Outlook - Fitch
Rating actions 2005
October: Positive Outlook - S&P
Rating actions 2004
February: Upgraded - Moody´s
Rating actions 2003
December: Upgraded - S&P
November: Possible Upgrade - Moody´s
September: Positive Outlook - S&P
January: Upgraded - Moody´s