Please also note that revised versions of the Annual Accounts, Additional Information and the Facts & Figures can be found at www.seb.net. An adjustment related to Memorandum Items, Commitment (i.e. unutilised part of approved overdraft facilities) has been made. Total on and off balance credit exposure, after adjustments, amounts to SEK 1 040 bn. The change affects page 4 and 27 in "the Annual Accounts", page 6 in "Additional Information" and slide 22,23 and 25 in "the Facts & Figures".