Our investment case

SEB has a proven track record of profitable growth, attractive shareholder returns and a strong financial position. Our long-term focus, diversified business mix and stable ownership provide a solid foundation for continued value creation and investments in the bank’s future.

Reasons to invest in SEB

We have a proven track record of generating profitable growth, enabled by our long-term focus on customer relations and customer satisfaction, diversified business mix, diligent cost management, strong risk culture with low credit losses, and strong balance sheet.
We deliver attractive returns to shareholders. Between 2015–2025, SEB’s shareholders received a total return of 292%, including dividends and value appreciation.
We invest to build on our solid market position and financial strength to future-proof the bank and contribute to the advancement of society. Proactive engagement in the net-zero transition is an integral part of our Strategy 2030.
Our main shareholders are stable and long-term owners, allowing us to look beyond business cycles.

SEB's financial targets

Our Annual report

~50%

Dividend payout ratio. Distributing potential excess capital mainly through share repurchases.

100-300bps

Common Equity Tier 1 capital buffer above regulatory requirements.

15%

Return on equity. Long-term aspiration and competitive with peers.

Interim reports

Access Interim reports, fact books, fact book figures, result presentations, audio webcasts and telephone conferences as well as investor presentations for each quarter.

Financial overview

Review SEB’s financial development over the past five years, including the income statement, balance sheet, key ratios, and per-share data.

Fact sheet

SEB’s fact sheet summarises the bank’s business and financial profile and key metrics. It provides investors with a quick and accessible overview.

Visiting address: SEB, Kungsträdgårdsgatan 8, Stockholm, Sweden
Switchboard: 0771-62 10 00, from abroad +46 771 62 10 00

Investor Relations contact page

Pawel Wyszynski, Head of Investor Relations, +46 70 462 21 11
Philippa Allard, Head of Debt Investor Relations, +46 70 618 83 35
Per Andersson, Senior Investor Relations Officer, +46 70 667 74 81
Amelie Blecher, Senior Investor Relations Officer, Equity and Debt, +46 70 462 21 96
Paula Dennholt, Senior Sustainability Investor Relations Officer, +46 70 763 94 68
Malin Lundin, Investor Relations Officer, +46 70 763 50 50