Interim report Q1 2025
Listen to SEB’s President and CEO Johan Torgeby, together with CFO Christoffer Malmer, as they share insights and key takeaways from the 2025 Q1 results.
SEB is a leading northern European financial services group, with a history dating back to 1856. Innovation, entrepreneurship and an international perspective are part of our DNA.
Some of the reasons to invest in SEB:
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We have a proven track record of generating profitable growth, enabled by our long-term focus on customer relations and customer satisfaction, strong risk culture with low credit losses, diligent cost management and strong balance sheet.
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We deliver attractive returns to shareholders. Between 2014–2024, SEB’s shareholders received a total return of 166%, including dividends and value appreciation.
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We invest to future-proof the bank and contribute to the advancement of society. Our proactive support of the net-zero transition is a key component of our Strategy 2030.
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Our main owners are stable and long-term shareholders which allows us to look beyond business cycles.
Our latest interim report
SEB's financial targets
~50%
Dividend payout ratio. Distributing potential excess capital mainly through share repurchases.
100-300bps
Common Equity Tier 1 capital buffer above regulatory requirements.
15%
Return on equity. Long-term aspiration and competitive with peers.
Selected news and press releases
More news from SEBInterim reports
Access Interim reports, fact books, fact book figures, result presentations, audio webcasts and telephone conferences as well as investor presentations for each quarter.
Annual reports
Here you find our latest Annual reports.
The report includes a presentation of SEB, financial statements, an overall summary of the year, an update on SEB’s 2030 Strategy and related three-year business plan and SEB's progress in the sustainability area.
Other presentations and webcasts
Here you will find presentations from conferences, seminars and webcasts.
Fact sheet
Our fact sheet provides a brief description and financial overview of SEB.
Key figures
Here you find SEB's key financial data graphically. You can also download the data from the last five years.
Contact us at SEB Investor Relations
Visiting address: SEB, Kungsträdgårdsgatan 8, Stockholm, Sweden
Switchboard: 0771-62 10 00, from abroad +46 771 62 10 00
Investor Relations contact page
Pawel Wyszynski, Head of Investor Relations, +46 70 462 21 11
Philippa Allard, Senior Debt Investor Relations Officer, +46 70 618 83 35
Per Andersson, Senior Investor Relations Officer, +46 70 667 74 81
Mikael Anttila, Senior Debt Investor Relations Officer, +46 70 580 26 18
Amelie Blecher, Head of Debt Investor Relations (Currently on maternity leave)
Paula Dennholt, Senior Sustainability Investor Relations Officer, +46 70 763 94 68
Malin Lundin, Investor Relations Officer, +46 70 763 50 50
Malin Schenkenberg, Senior Investor Relations Officer, +46 70 763 95 31