Credit ratings

SEB continuously focuses on improving the Group's rating. This is important, since a high rating over time implies lower funding costs and more business opportunities in the international capital markets. The following table shows the current rating of SEB. 

Moody´s
Outlook stable
Short termLong term
P-1 Aaa
P-2 Aa1
P-3 Aa2
  Aa3
  A1
  A2
  A3
  Baa1
  Baa2
  Baa3
Standard & Poor´s
Outlook stable
Short termLong term
A-1+ AAA
A-1 AA+
A-2 AA
A-3 AA-
  A+
  A
  A-
  BBB+
  BBB
  BBB-
Fitch
Outlook stable
Short termLong term
F1+ AAA
F1 AA+
F2 AA
F3 AA-
  A+
  A
  A-
  BBB+
  BBB
  BBB-