Fraud Prevention Business Owner | SEB, Tallinn

• Take ownership of the product lifecycle and related processes, ensuring holistic development and maintenance of fraud prevention capabilities

• Manage and contribute to the vision, strategy and roadmap, addressing evolving fraud vectors and monitoring relevant KPIs/KRIs

• Analyze fraud trends and data to identify gaps and drive improvements to fraud prevention models, rules and processes

• Ensure compliance with regulatory and governance requirements, including relevant risk assessments

• Define and document as-is and to-be scenarios, user journeys, business rules, exceptions and operational procedures

• Act as a decision-maker on key fraud trends and translate them into applicable fraud vectors, detection strategies and requirements

• Provide expertise in fraud prevention systems and contribute to model development, testing, implementation and performance monitoring

• Analyze large datasets to identify patterns, trends and anomalies and support data-driven decision-making

• Prepare training materials and conduct training sessions to enhance user competencies

• A university degree in finance, economics, business administration, data analytics, information technology or another relevant field

• Relevant professional experience in fraud prevention within banking, financial services, risk management or a closely related area, with a strong understanding of fraud risks, financial services operations and the relevant regulatory environment

• Expert knowledge of fraud prevention systems and processes, combined with strong analytical and problem-solving skills and the ability to take a holistic view of the fraud prevention landscape

• Strong data analytics skills, including the ability to work with large and complex datasets and translate fraud trends and analytical findings into actionable business decisions and fraud prevention measures

• Good understanding of machine learning principles, model development lifecycle, performance monitoring and model-related risks

• Advanced communication and presentation skills, with the ability to work successfully across different organizational levels

• Strategic and innovative thinking with a clear sense of long-term direction

• Proficiency in written and spoken English as you will be working within Baltic team setup

• Good work-life balance and an environment where new ideas and thoughts are supported

• A caring, supportive and respectful culture

• Motivating compensation and benefit package that includes health insurance, additional vacation days and other benefits

• Extensive training and learning opportunities

• Opportunity to work remotely

(before tax deduction).
Offered roles are Credit Analyst or Senior Credit Analyst. The final offer will depend on the experience and competencies of the selected candidate. Overall remuneration package consists of the salary together with other benefits.