Private economy experts

Américo is SEB's Household Economist and the bank's spokesperson in matters relating to personal finance. He started at SEB in 2011 and has previously worked as the bank's Corporate Economist, analysing among other things trends in the business sector, developments in the surrounding world, and political decisions and their impact on households and companies.

Between 2016–2018, Américo worked as Desk Officer at the Ministry of Finance, where he analysed and developed political reforms within the area of labour market policy. Prior to that, Américo Fernández worked at SEB, among other things as an analyst within personal finance. He holds a Master of Science in Economics from Linköping University.

Elsa is one of our Household Economy Analysts at SEB. She joined SEB at the beginning of 2025. Prior to that, Elsa worked as, among other things, a departmental secretary at the Ministry of Finance and as an economist at the Riksbank. She has worked with, among other things, macroeconomic analysis, forecasting and EU economic policy. Elsa has a master's degree in economics from Linköping University.

Amie is an analyst within household economy and responsible for the reports Sparbarometern and Sparkollen. She started at SEB in 2019 as a business developer within the pension division, focusing on analysing the surrounding world. Amie holds a Master of Science in Business and Economics from Linköping University