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Payment solutions

Simplify your financial tasks with our seamless end-to-end payment solutions. Our team of experts is here to help you navigate complex market standards and regulations to support your business needs.

Our payment solutions align with local, regional, and central banking clearing systems, enabling you to accept, process, manage, and make payments all from one platform.

We offer cash management services both in the Nordic region and internationally. We provide a full suite of local payment products, including salary payments, tailored for domestic clearings as well as SEB’s international payment capabilities.

Send payments

Securely pay supplier invoices, transfer funds and pay salaries, all in one place. We meet all your payment needs local, regional and cross border payment options.

Receive payments

We manage your incoming payments and support your accounts receivables flows via eInvoice and Direct Debit as well as efficient report products for your reconciliation needs.

Instant payments

Make secure payments without any delays while keeping track of your incoming flows. SEB will continuously enhance instant options in the Nordics and EUR transactions across borders to cater to your treasury requirements.

Cross-border payments

For your international business, we support incoming and outgoing payments. Through our branches and network, we offer cross-border payments in multiple currencies in your desired markets, along with regional payments like SEPA.

The biggest payment transformation in 70 years

With the global adoption of ISO 20020 – a new messaging standard for electronic data interchange between institutions, significant changes in infrastructure have occurred. Allan Kissmeyer, Head of Cash Management, delves into the transition and challenges. At SEB, our goal is to seamlessly adapt while ensuring stability in the payment system.

Better payment flows with ISO 20022

ISO 20022 is a global standard that has been introduced to improve payment communication within the financial sector. The aim is to make payments faster, smoother and more secure – both locally and internationally.

Future payments

The global payment market is undergoing comprehensive changes, with increased demand to link more information to each payment and to enable real-time payments cross borders. The new payment infrastructure and migrating to new payment standards will require a lot of resources over a long period of time. How does this affect your business?

Future-proofing Nordic payment infrastructure

The future of payments is complex and it takes the combined expertise of many to create tomorrows solutions. Which is why we collaborate, not only with central banks but also other Nordic banks to enable seamless, borderless payments across the Nordics which remains as our vision.​

Solutions for banks and sub-custody

We have an extensive cash management offering for banks and are positioned as one of the largest Nordic currency clearing agents. We also provide treasury services for client banks who wish to use SEB’s FX and MM-products, through SEB markets.

Integration services

We are here to help you seamlessly integrate your financial systems with our digital tools and back-office systems. This provides access to a centralised gateway for global payments, collections, reports and transactions across your markets. By using secure communication methods, along with our global ISO 20022 format, you can enjoy a simplified and streamlined cash management process while reducing reliance on multiple channels.

Contact our experts within cash management

Our dedicated team of experts is here to guide you through the complexities of local market dynamics, finding flexible solutions to streamline your day-to-day operations. Together with you, we will support your expansion across borders and ensure that your global treasury needs are met.