Capital Adequacy and Risk Management report (Pillar 3)

The Pillar 3 report is prepared in accordance with the requirements of EU and Swedish regulations, in particular the CRR (EU Regulation No 575/2013, Part 8), the European Banking Authority’s (EBA’s) implementing technical standards (ITS) with regard to disclosure of own funds (EU Regulation No 1423/2013), and the Swedish Financial Supervisory Authority Finansinspektionen’s regulations on prudential requirements and capital buffers (FFFS 2014:12).

Together with the Annual Report, this report provides information on SEB’s material risks as part of the Pillar 3 framework, including details on the Group’s risk profile and business volumes by customer categories and risk classes, which form the basis for the calculation of the capital requirement.