Annual reports archive 1972-2016
Take part of our archive of annual reports from 1972, offering insights into the bank’s development, performance and role in the financial market.
Annual reporting
Here you can find our Annual report and other group-level reports that are published annually. SEB's sustainability statement is part of the Annual report.
Annual report
Customer driven growth in a changing environment
2025 was marked by geopolitical uncertainty, shifting trade patterns and declining interest rates, while customers and financial markets demonstrated strong resilience. SEB enters 2026 from a position of strength, with a continued focus on developing customer relationships, investing to future-proof the bank, and enhancing its competitiveness.
- Return on equity (excluding items affecting comparability)
- 14.0%
- CET 1 capital ratio
- 17.7%
Earlier reports
-
2024
-
Annual report
SEB's Annual Report 2024
- Return on equity
- 16.2%
- CET1 capital ratio
- 17.6%
-
-
2023
-
Annual report
Annual and Sustainability Report 2023
- Return on equity
- 17.9%
- CET 1 capital ratio
- 19.1%
-
-
2022
-
Annual report
Annual and Sustainability Report 2022
- Return on equity
- 14.5%
- CET1 capital ratio
- 19.0%
-
-
2021
-
Annual report
Annual and Sustainability Report 2021
- Green loans
- SEK 29bn
- Net interest income
- SEK 26,321m
-
-
2020
-
Annual report
Annual and Sustainability Report 2020
-
-
2019
-
Annual report
Annual Report 2019
-
-
2018
-
Annual report
Annual Report 2018
-
-
2017
-
Annual report
Annual Report 2017
-
Archive and print orders
Order our Annual report
Gain insights into our financial statements, key achievements, and progress toward our 2030 Strategy and sustainability goals.
