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INVITATION - RESULT PRESENTATIONS

SEB's Interim result, January-September 2004 will be announced on October 20th  around noon. The report, presentations and an extensive package of Facts & Figures will be available on www.sebgroup.com
 
It is a pleasure for me to invite you to the following meetings regarding the results.
 
Wednesday, October 20th 
 
Press Conference
 
Lars H Thunell, President & CEO will present and comment upon the Interim results, January-September 2004. The presentation will be held at Kungsträdgårdsgatan 8 in Stockholm, October 20th  at 14.00 p.m. (CET). Note that the presentation will be conducted in Swedish.
 
Telephone Conference
 
A telephone conference will be held at the same day, October 20th  at 16.00 p.m. (CET).  Lars H Thunell, will present the Interim results January-September 2004, followed by a Q&A session. To participate, please call +44(0)2071620194  at least 5 minutes in advance.
If you are unable to participate, you can listen to a recording of the conference by calling the instant replay number +44 (0) 20 8288 4459, followed by access code: 112622. The recording will be available during five days following the conference call. Please note that an archived audiocast of the conference call will be available on www.sebgroup.com and on www.rawfinancial.com. The audiocast will also be available to subscribers of RAW Communications Broadband Network.
 
 
Thursday, October 21th
 
Result presentation in London for analysts and investors
 
Our regular analyst presentation and Q & A session on SEB's Interim Results will be held at our offices SEB, Scandinavian House, 2 Cannon Street, London EC4M 6XX and start at 8.00 a.m. Thursday, October 21th. Our CFO, Lars Lundquist, and myself will present the result.
 
Please confirm your attendance to the London meeting by e-mail to; Maud.E.Johansson@seb.se or by returning the attached reply slip by fax as soon as possible. Last minute regrets to SEB, London, Ms Wiveca Kivi, Direct +44 (0) 207 246 4266.
 
 
SEB Video Webcast - Executive summary
 
Please also note that there will be an opportunity to see and listen to Lars Lundquist, CFO, who gives a strategic overview as well as comments upon the Interim result January-September  2004. The video webcast will be available on www.sebgroup.com
 
 
Yours sincerely,
 
Per Anders Fasth                                                            
Head of Group Communications and Investor Relations     
 
__________________________________________________________________________
 
 
To Maud Johansson, Fax: +46 8 763 9220 or e-mail to Maud.E.Johansson@seb.se
 
 
Name:....................................
 
 
Institution:.................................
 
I will attend the Interim Result presentation in London, Wednesday, October 20th 2004
                 
I will not be able to attend the result presentation. 
                         
I am unable to attend, but will be represented  by:.............................