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INVITATION

It is a pleasure for me to invite you to the following meetings regarding the results.
 
 
February 13th - Press Conference and results discussion
Lars H Thunell, President & CEO will present the Annual Results, 2003. In order to provide a better service to analysts and investors a detailed results discussion, will be held shortly after the press conference.
 
The presentation will be held at Kungsträdgårdsgatan 8 in Stockholm, Friday, February 13 at 10.00 a.m. (CET). Note that the presentation will be conducted in Swedish.
 
 
February 13th - Telephone Conference
 
A telephone conference will be held on Friday, February 13 at 3.00 p.m. (CET). Lars H Thunell, will present and comment upon the Annual Results 2003, followed by a Q&A session.
 
To participate, please call +44(0) 207 162 0185 at least 5 minutes in advance.
 
If you are unable to participate, you can listen to a recording of the conference by calling the instant replay number +44 (0) 20 8288 4459, followed by access code: 906272. The recording will be available during five days following the conference call. Please note that an archived audiocast of the conference call will be available on
www.seb.net and on www.rawfinancial.com. The audiocast will as well be available to subscribers of RAW Communications Broadband Network.
 
 
February 16th - Result presentation in London
 
Our regular analyst presentation and Q & A session on SEB's Annual Results will be held at our offices SEB, Scandinavian House, 2 Cannon Street, London EC4M 6XX and start at 3.00 p.m. Monday, February 16. Our CFO, Lars Lundquist, and myself will present the results.
 
Please confirm your attendance to the London meeting to by e-mail to;
Maud.E.Johansson@seb.se or by returning the attached reply slip by fax as soon as possible. Last minute regrets to SEB, London, Ms Wiveca Kivi, Direct +44 (0) 207 246 4266.
 
SEB's Annual Results 2003 will be released in the morning February 13th. The report, presentations and a Facts & Figures package will be available on www.seb.net
 
 
Yours sincerely,
 
Per Anders Fasth
Head of Group Investor Relations
 
__________________________________________________________________________
 
To Maud Johansson, Fax: +46 8 763 9220 or e-mail to Maud.E.Johansson@seb.se
 
Name:
....................................
 
Institution:
.................................
 
- I will attend the Annual Result presentation in London, Monday February 16th 2004
- I will not be able to attend the result presentation
- I am unable to attend, but will be represented by:.............................