Net credit losses

Full Year
SEKm201620152014
Provisions:
Net collective provisions42436873
Specific provisions-734-1,058-1,448
Reversal of specific previous provisions no longer required338507279
Net provisions for contingent liabilities433-42
Net provisions -311-112-338
Write-offs:00
Total write-offs-1,480-2,256-2,401
Reversal of specific provisions utilized for write-offs5841,3011,229
Write-offs not previously provided for-896-955-1,172
Recovered from previous write-offs214184186
Net write-offs-682-771-986
Net credit losses-993-883-1,324
Change in value of seized assets
Net credit losses incl. change in value -993-883-1,324

Quarter2017201620152014
SEKmQ3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1
Provisions:
Net collective provisions205195-164153-151-104144221116-751744672857447
Specific provisions-469-499-355-169-71-51-443-222-229-223-384-524-634-170-120
Reversal of specific previous provisions no longer required64259404747267125585824214852668774
Net provisions for contingent liabilities5-8-1259-18-2432-5-321-11
Net provisions -195-54-11660-91-88-19233-23-61-62-37-282-9-10
Write-offs:
Total write-offs-196-375-168-602-370-262-246-563-699-614-379-671-783-584-363
Reversal of specific provisions utilized for write-offs34156182061869210024743041021432953827290
Write-offs not previously provided for-162-219-149-396-184-170-146-316-269-204-165-342-245-312-273
Recovered from previous write-offs735961527837476436453969543825
Net write-offs-161-161-88-344-106-133-99-252-233-159-126-273-191-274-248
Net credit losses-89-214-204-284-197-221-291-219-256-220-188-310-473-283-258
Change in value of seized assets
Net credit losses incl. change in value -284-214-204-284-197-221-291-219-256-220-188-310-473-283-258