Profit and loss accounts Germany

Full Year
SEKm20152014
Total operating income2,8403,183
Total operating expenses-1,559-1,722
Profit before credit losses etc1,2811,461
Gains less losses from assets-15
Net credit losses-26122
Operating profit1,2551,568
*Excluding centralised Treasury operations
Restructuring costs amounted to SEK 755m in Q3 2010.

Quarter201620152014
SEKmQ1Q4Q3 Q2 Q1 Q4 Q3 Q2 Q1
Total operating income4774355631,1746687026241,120737
Total operating expenses-465-340-383-435-401-450-443-433-396
Profit before credit losses etc1295180739267252181687341
Gains less losses from assets-2-13
Net credit losses-78-70377255446-3
Operating profit-6625217746267275235720338
*Excluding centralised Treasury operations
Restructuring costs amounted to SEK 755m in Q3 2010.