Profit and loss accounts Finland Download fileFull Year SEKm20152014Total operating income1,8291,820Total operating expenses-741-713Profit before credit losses etc1,0881,107Gains less losses from assets10Net credit losses-8-7Operating profit1,0811,100Quarter201620152014SEKmQ1Q4Q3 Q2 Q1 Q4 Q3 Q2 Q1 Total operating income432450420494465423463523411Total operating expenses-185-188-174-188-191-193-168-183-169Profit before credit losses etc247262246306274230295340242Gains less losses from assets1Net credit losses-3-2-2-4-1-4-2Operating profit244261244302274229295336240