Investment Management & Group functions

Full Year
SEK m2020201920182017
Net interest income-1,165-37850950
Net fee and commission income2,6572,3922,3931,845
Net financial income6841,6051,0261,005
Net other income12055491452
Total operating income2,2954,1734,0183,350
Staff costs-5,562-5,294-4,982-4,958
Other expenses5,1854,4653,1783,613
Depreciation of assets-1,717-1,475-549-742
Total operating expenses-2,094-2,304-2,353-2,087
Profit before credit losses etc2021,8691,6651,263
Gains less losses from assets-9-1-21
Net expected credit losses-4-22254
Operating profit before Items affecting comparability1891,8461,6891,268
Items affecting comparability-1,0004,506-1,896
Operating profit-8111,8466,195-628
Cost/Income ratio0.910.550.590.62
Business equity, SEK bn
Return on equity after tax, %

Quarter2020201920182017
SEK mQ4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1
Net interest income-242-353-294-276-1191-85-373-2214125643225896-92-212
Net fee and commission income749667634607659588617528744594531523619402431392
Net financial income129201705-35293610716939331836331529162165120558
Net other income-29643823091074594-1276-649171140135105
Total operating income6085791,048611,8928937476418311,0751,0381,0751,110803593843
Staff costs-1,488-1,339-1,457-1,278-1,355-1,299-1,328-1,312-1,075-1,284-1,352-1,271-1,253-1,157-1,307-1,241
Other expenses1,4581,2431,3351,1501,2121,0661,1671,020974780694730857876959920
Depreciation of assets-413-414-511-379-427-328-365-356-141-136-136-135-181-276-145-140
Total operating expenses-444-510-633-507-570-561-526-647-243-640-795-675-577-556-493-461
Profit before credit losses etc16469416-4461,322332222-6588435243400533248100382
Gains less losses from assets-6-3-1-2012-2
Net expected credit losses-19-110-9-2211-2634-15112
Operating profit before Items affecting comparability13964422-4361,311310233-8586441277385534250102382
Items affecting comparability-1,0004,506-1,896.222
Operating profit13964-578-4361,311310233-85864414,783385-1,362250102382