Investment Management & Group functions

Full Year
SEK m201920182017
Net interest income-37850950
Net fee and commission income2,3922,3931,845
Net financial income1,6051,0261,005
Net other income55491452
Total operating income4,1734,0183,350
Staff costs-5,294-4,982-4,958
Other expenses4,4653,1783,613
Depreciation of assets-1,475-549-742
Total operating expenses-2,304-2,353-2,087
Profit before credit losses etc1,8691,6651,263
Gains less losses from assets-1-21
Net expected credit losses-2225
Net credit losses04
Operating profit before Items affecting comparability1,8461,6891,268
Items affecting comparability4,506-1,896
Operating profit1,8466,195-628
Cost/Income ratio0.550.590.62
Business equity, SEK bn
Return on equity after tax, %

Quarter2020201920182017
SEK mQ2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1
Net interest income-294-276-1191-85-2214125643225896-92-212
Net fee and commission income634607659588617744594531523619402431392
Net financial income705-35293610716931836331529162165120558
Net other income38230910745-1276-649171140135105
Total operating income1,048611,8928937478311,0751,0381,0751,110803593843
Staff costs-1,457-1,278-1,355-1,299-1,328-1,075-1,284-1,352-1,271-1,253-1,157-1,307-1,241
Other expenses1,3351,1501,2121,0661,167974780694730857876959920
Depreciation of assets-511-379-427-328-365-141-136-136-135-181-276-145-140
Total operating expenses-633-507-570-561-526-243-640-795-675-577-556-493-461
Profit before credit losses etc416-4461,322332222588435243400533248100382
Gains less losses from assets-1-2012-2
Net expected credit losses710-9-2211634-15
Net credit losses112
Operating profit before Items affecting comparability422-4361,311310233586441277385534250102382
Items affecting comparability-1,0004,506-1,896.222
Operating profit-578-4361,3113102335864414,783385-1,362250102382