Profit and loss accounts Estonia Profit and loss accounts EstoniaFull Year SEKm201520142013201220112010200920082007Total operating income1,2601,2261,1431,1631,2141,1871,4201,5311,660Total operating expenses-568-539-537-546-590-632-1,075-715-649Profit before credit losses etc6926876066176245553458161,011Gains less losses from assets-1-15134100Net credit losses36153216224-87-1,195-507-219Operating profit727687639636852469-850309792Quarter2015201420132012201120102009200820072006SEKmQ4Q3 Q2 Q1 Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 Q4 Q3 Q2Q1 Q4Q3 Q2Q1 Q4Q3 Q2Q1 Q4Q3 Q2Q1 Q4Q3 Q2Q1 Q4Q3 Q2Q1 Q4Q3 Q2Q1 Total operating income300315317328316307304299296299277271258293302310329301312272290283299315388343319370301399503328427400445388392324297282Total operating expenses-144-139-141-144-136-140-136-127-150-132-126-129-141-128-139-138-147-147-151-145-125-153-157-197-267-167-439-202-192-171-215-137-174-155-169-151-151-128-118-121Profit before credit losses etc156176176184180167168172146167151142117165163172182154161127165130142118121176-120168109228288191253245276237241196179161Gains less losses from assets-1-6-113-1-11101110011211-129813513Net credit losses21-11-12716-12-5168-128283-2013222631221716210-108-151-297-212-454-232-79-60-202-166-158-32-17-12-13-62-3Operating profit17716417521119014416618715315616017012114616520420421828414632814034-33-176-35-575-64301688625393213259225241195181171