Profit and loss accounts Estonia

Full Year
SEKm	2015	2014	2013	2012	2011	2010	2009	2008	2007
Total operating income	1,260	1,226	1,143	1,163	1,214	1,187	1,420	1,531	1,660
Total operating expenses	-568	-539	-537	-546	-590	-632	-1,075	-715	-649
Profit before credit losses etc	692	687	606	617	624	555	345	816	1,011
Gains less losses from assets	-1	-15	1	3	4	1	0	0
Net credit losses	36	15	32	16	224	-87	-1,195	-507	-219
Operating profit	727	687	639	636	852	469	-850	309	792

Quarter	2015				2014				2013				2012				2011				2010				2009				2008				2007				2006
SEKm	Q4	Q3	Q2	Q1	Q4	Q3	Q2	Q1	Q4	Q3	Q2	Q1	Q4	Q3	Q2	Q1	Q4	Q3	Q2	Q1	Q4	Q3	Q2	Q1	Q4	Q3	Q2	Q1	Q4	Q3	Q2	Q1	Q4	Q3	Q2	Q1	Q4	Q3	Q2	Q1
Total operating income	300	315	317	328	316	307	304	299	296	299	277	271	258	293	302	310	329	301	312	272	290	283	299	315	388	343	319	370	301	399	503	328	427	400	445	388	392	324	297	282
Total operating expenses	-144	-139	-141	-144	-136	-140	-136	-127	-150	-132	-126	-129	-141	-128	-139	-138	-147	-147	-151	-145	-125	-153	-157	-197	-267	-167	-439	-202	-192	-171	-215	-137	-174	-155	-169	-151	-151	-128	-118	-121
Profit before credit losses etc	156	176	176	184	180	167	168	172	146	167	151	142	117	165	163	172	182	154	161	127	165	130	142	118	121	176	-120	168	109	228	288	191	253	245	276	237	241	196	179	161
Gains less losses from assets		-1			-6	-11	3	-1	-1	1	1	0	1	1	1	0	0	1	1	2	1					1	-1						298				13	5		13
Net credit losses	21	-11	-1	27	16	-12	-5	16	8	-12	8	28	3	-20	1	32	22	63	122	17	162	10	-108	-151	-297	-212	-454	-232	-79	-60	-202	-166	-158	-32	-17	-12	-13	-6	2	-3
Operating profit	177	164	175	211	190	144	166	187	153	156	160	170	121	146	165	204	204	218	284	146	328	140	34	-33	-176	-35	-575	-64	30	168	86	25	393	213	259	225	241	195	181	171