Wealth

Full Year
SEK m201520142013201220112010200920082007
Net interest income558685675667635485598892843
Net fee and commission income4,2403,8843,3323,2443,5893,7522,9553,6804,077
Net financial income197152154978789766779
Net life insurance income0000
Net other income461937130758175086
Total operating income5,0414,9144,2324,0384,3184,3843,6464,6895,085
Staff costs-1,245-1,216-1,214-1,322-1,388-1,298-1,211-1,427-1,340
Other expenses-1,265-1,382-1,351-1,379-1,501-1,528-1,178-1,132-1,040
Depreciation of assets-85-39-42-43-49-84-116-101-60
Total operating expenses-2,595-2,637-2,607-2,744-2,938-2,910-2,505-2,660-2,440
Profit before credit losses etc2,4462,2771,6251,2941,3801,4741,1412,0292,645
Gains less losses from assets029-1
Net credit losses -19-15-5-93-28-18-7
Operating profit2,4462,2581,6101,2891,3711,4771,1422,0112,637
Cost/Income ratio0.510.540.620.680.680.660.690.570.48
Business equity, SEK bn9.508.578.315.975.015.276.606.605.50
Return on business equity, %19.8020.3014.9215.9919.718737515022.547799696521.938181818221.938181818234.5207272727

Quarter201520142013201220112010200920082007
SEK mQ4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1
Net interest income133140137148146162194183164174180157158160179170167166159143136118120111116133160189213237200242245214198186
Net fee and commission income1,0018901,0601,2891,1979438958499277528328219267338207659728158379651,1158309398688537307136591,1187848209589799881,0861,024
Net financial income4037685229274551501452383130152117332215301724182317162026147204631614
Net life insurance income0000
Net other income2-23793126577816023-73220-212624747301311132794013276
Total operating income1,1761,0651,3021,4981,3751,2581,1911,0901,1499411,1241,0181,1189161,0469581,1569931,0441,1251,2859721,1309979958809028691,3681,0381,0541,2291,3101,2181,3271,230
Staff costs-284-298-323-340-330-274-305-307-299-301-297-317-331-339-337-315-349-314-361-364-344-306-339-309-245-297-333-336-347-331-366-383-355-325-314-346
Other expenses-302-306-324-333-388-344-318-332-397-304-349-301-328-333-295-423-383-356-390-372-422-368-388-350-315-276-297-290-325-249-270-288-289-255-243-253
Depreciation of assets-6-66-4-9-8-12-9-10-14-9-9-10-11-10-11-11-18-10-9-12-23-20-21-20-25-29-32-30-29-25-23-24-14-12-21-13
Total operating expenses-592-670-651-682-726-630-632-649-710-614-655-628-670-682-643-749-750-680-760-748-789-694-748-679-585-602-662-656-701-605-659-695-658-592-578-612
Profit before credit losses etc584395651816649628559441439327469390448234403209406313284377496278382318410278240213667433395534652626749618
Gains less losses from assets000029-1
Net credit losses -11-2-17-9-6-11-6001-2-60-17-1-2-1-8-13-7-1522-2510-8-5-4
Operating profit584395650817647611559441430321468391442234403210404307284376503277380317402278256206652433417509662618743614
Cost/Income ratio0.500.630.500.460.530.500.530.600.620.650.580.620.600.740.610.780.650.680.730.660.610.710.660.680.590.680.730.750.510.580.630.570.500.490.440.50
Business equity, SEK bn9.089.409.679.908.488.408.399.028.168.378.32028152258.45.85.806.106.185.065.024.905.045.285.245.245.205.505.505.505.506.606.606.606.605.505.505.505.50
Return on business equity, %19.8512.9420.7025.5023.5022.4120.5015.0616.2317.3217.3214.3022.5311.9816.2413.3523.0117.7116.5921.5227.4315.2420.9017.5621.0514.5613.410.010.030.020.020.020.030.0338.9132.15