Merchant Banking GTS

Full Year
SEK m201520142013201220112010200920082007
Net interest income1,2701,3941,0391,5181,5411,3501,2381,5261,479
Net fee and commission income1,6801,5461,3811,3841,3991,4911,6731,5791,599
Net financial income-84757199183596395
Net life insurance income000000000
Net other income61630404649511328
Total operating income2,9483,0032,5072,9613,0772,9733,0213,1813,201
Staff costs-550-561-539-549-437-411
Other expenses-1,342-1,329-1,474-1,488-1,314-1,317
Depreciation of assets-15-12-32-62-8-8
Total operating expenses-1,907-1,902-2,045-2,099-1,759-1,736
Profit before credit losses etc1,0541,1759289221,4221,465
Gains less losses from assets-3-4-800
Net credit losses159-2-188-7-4
Operating profit1,0661,1809187341,4151,461
Cost/Income ratio0.640.620.690.690.550.54

Quarter201520142013201220112010200920082007
SEK mQ4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1
Net interest income350332280308317320400357255248268268334341414429397403396345367321321341268268352350368394400364363388393335
Net fee and commission income432403429416420351397378349332370330329325378352344331372352334355416386415436421401389384409397403390409397
Net financial income-4310101513912138221611-711411202883527162515131620101810181725252223
Net life insurance income
Net other income13-92554210695961781611109161012111281615233510585
Total operating income739758710741755685813750622608663614665673823800777773786741744702774753708728809776777791830783801808832760
Staff costs-136-134-139-141-135-142-141-143-135-128-139-137-120-128-152-149-111-105-115-106-110-96-107-98
Other expenses-340-328-347-327-323-321-354-331-427-340-365-342-346-365-399-378-334-311-341-328-360-315-328-314
Depreciation of assets-5-4-3-3-3-3-3-3-2-16-12-2-30-14-14-4-2-2-1-3-3-1-2-2
Total operating expenses-481-466-489-471-461-466-498-477-564-484-516-481-496-507-565-531-447-418-457-437-473-412-437-414
Profit before credit losses etc184207334329316307288264180218258272212221244245330373373346328396395346
Gains less losses from assets-30-1-2-1-62-1-3
Net credit losses7-27310-54-311-3-7-89-17-39-43-7-2-2
Operating profit191205338332326306281267171231254262123204205202330366373346328394393346
Cost/Income ratio0.720.690.590.590.590.600.630.640.760.690.670.640.700.700.700.680.580.530.550.560.590.510.530.54