"My job is to analyse SEB’s credit risks"

Photo: Kristofer Hedlund

Ahmed Salih wound up in the financial epicentre of the pandemic crisis during his trainee programme in Risk & Capital Management at SEB. 

Ahmed Salih is a recent graduate with a Master’s in Finance. In April he concluded SEB’s international trainee programme, where he served as a Risk Analyst Trainee.

What brought you to SEB?

“Why I was still studying I saw that SEB was looking for trainees in Risk & Capital Management. I thought it seemed interesting, since I had taken courses in risk management at the university. When I saw what the programme offered – such as the opportunity for practical work, job rotation and training – I knew it was exactly what I wanted. It has been a very smooth transition from studies to work life, and I am very happy for this.”

What is your role at SEB?

“My job is to analyse SEB’s credit risks and make recommendations. We meet in groups, map risks and perform analyses – sometimes internally within the department and sometimes together with other parts of the bank.”

These are challenging times, but a learning experience for us

How have the pandemic and crisis affected your role?

“Our department is affected very much right now – these are challenging times, but at the same time a learning experience for us. I have always found risk management to be interesting, but I didn’t expect to get so much responsibility in the midst of an ongoing crisis. My immediate manager trusts that I know what I am doing. I have the opportunity to work very much on my own and can have a say in many areas. For me this has been a fantastic opportunity, and I have developed a lot in a short amount of time.”

How do you work with sustainability in your area?

“I saw early on that SEB is constantly working for social sustainability and is at the forefront of technological development. At my previous workplaces I did not experience this in the same way. It is impressive to see how SEB tries to give back to society and be a good citizen. SEB also encourages us to take initiative and work with social engagement, such as through Mentor Sweden.”

Is financial sustainability just as important?

“I am part of a team charged with ESG classifying SEB’s entire portfolio to map out where the bank, the products and customers are headed. It is an amazing initiative that SEB is conducting and an important step in our unceasing ambition to create more sustainable business. It is also a matter of responsible lending and governance in which we carry on a dialogue with our customers about their sustainability work.” (ESG stands for the Environmental, Social and Governance factors of sustainability.)

Writer: Eva Rydinger