We engage with customers on a regular basis on ethical aspects, including anti-corruption, in order to understand their challenges and opportunities so that we can make the appropriate credit considerations and to be a better business partner. In financing and credit granting, the area of anti-corruption risks are integrated in the know your customer process. Within asset management, our funds invest in companies that respect international principles and guidelines, such as the UN Global Compact and the OECD Guidelines for Multinational Enterprises.