Our material issues

Materiality is about identifying the issues that are of most concern to our stakeholders as well as to our own business. They influence stakeholders' perception of our performance and impact our ability to create and sustain value.

SEB’s process on identifying the most material issues is based on an on-going engagement with our stakeholders in combination with our own assessment of issues that are of strategic importance for our business.

The essential input gained from stakeholders is complemented by desk research on emerging societal, economic, environmental and business trends impacting our business.

Issues identified are evaluated from both a stakeholder perspective and how they influence with SEB's ability to create and sustain value on a three to five year perspective. This input forms our strategic approach and guides our focus for reporting.

Although many issues remain material over time, we have identified a few issues that have become more important during 2015. The main movers are Resource efficiency in society, Data protection, Capacity for innovation and Business ethics and culture. 

See SEB's Materiality chart 2015.